Loans & Rates
We have many loans to meet your needs...
Loan Types
- Signature
- Car
- Recreational vehicle
- Home Equity
Interest rates based on Credit Score
Debt ratio must qualify,
may need credit committee approval
Collateral may be required (such as title to vehicle)
Purpose |
Approx Term |
700 & Above "A" |
650-699 "B" |
649 - 550 "C" |
549 & Below "D" |
| New |
60 |
7.00 |
9.00 |
16.00 |
17.00 |
| Boats & RV's |
84 |
7.00 |
10.00 |
16.50 |
18.00 |
|
96 |
7.25 |
11.00 |
17.00 |
18.00 |
|
|
|
| Used |
48 |
7.25 |
10.00 |
17.00 |
17.00 |
| Boats & RV's |
60 |
7.75 |
11.00 |
17.50 |
18.00 |
|
84 |
8.00 |
12.00 |
18.00 |
18.00 |
|
|
|
|
|
| Signature Loans |
12 |
8.00 |
9.00 |
16.00 |
17.00 |
|
24 |
8.25 |
10.00 |
16.50 |
18.00 |
|
36 |
8.50 |
11.00 |
17.00 |
18.00 |
|
|
|
|
|
| Home Equity Loans |
120 |
7.50 |
10.75 |
12.25 |
14.00 |
| |
1st |
6.50 7.00 |
9.25 |
12.00 |
| |
2nd |
7.00 7.50 |
10.00 |
13.00 |
|
|
|
|
|
| All Other Loans |
24 |
8.25 |
10.00 |
16.50 |
18.00 |
|
36 |
8.50 |
11.00 |
17.00 |
18.00 |
|
|
|
|
|
| Vehicles |
|
|
|
|
|
|
|
|
|
| 12,000 miles or less |
36 |
5.50 |
6.00 |
10.00 |
16.00 |
|
48 |
5.75 |
6.50 |
10.50 |
17.00 |
|
60 |
6.00 |
7.00 |
11.00 |
18.00 |
| |
72 |
7.00 |
8.00 |
12.00 |
|
|
|
|
| 12,001 to 35,000 miles |
24 |
5.50 |
6.50 |
10.50 |
|
| |
36 |
5.75 |
6.75 |
10.75 |
16.00 |
|
48 |
6.00 |
7.00 |
11.00 |
17.00 |
|
60 |
6.50 |
7.50 |
12.50 |
18.00 |
| |
72 |
7.50 |
8.50 |
12.50 |
|
|
|
|
| 35,001 to 65,000 miles |
24 |
5.50 |
6.50 |
12.50 |
16.50 |
|
36 |
6.25 |
7.25 |
13.25 |
17.50 |
|
48 |
6.50 |
7.50 |
13.50 |
18.00 |
|
60 |
7.00 |
8.00 |
14.00 |
|
|
|
|
| 65,001 to 100,000 miles |
24 |
6.50 |
7.50 |
15.50 |
17.50 |
|
36 |
6.75 |
7.75 |
15.75 |
18.00 |
|
48 |
7.00 |
8.00 |
16.00 |
18.00 |
| |
60 |
8.00 |
9.00 |
17.00 |
|
|
|
|
| over 100.001 |
24 |
7.00 |
8.00 |
17.00 |
18.00 |
|
36 |
7.50 |
8.25 |
|
|
|
48 |
8.00 |
8.50 |
|
|
|
|
|
|
